Payment Infrastructure FAQ
Practical answers on routing, cascading, PSP ownership, compliance, and white-label payment operations.
General
A complete white-label operations platform bringing together payments, finance reports, invoicing, BI, CRM and customer support. We build automation around how your teams work.
PSPs, payfacs, iGaming operators, trading platforms, cross-border merchants, and platforms that need to operate multi-provider payment stacks as one system.
The gateway and payment orchestration are part of the broader white-label operations platform. Exirom does not replace your merchant account or PSP contracts.
Global by design. Your coverage follows the providers you connect.
You keep your provider economics. Exirom charges for the infrastructure layer, aligned with volume and complexity.
Exirom comes from iGaming and is seeking its first forex partner. We can demonstrate the existing platform and agree the partner-specific workflows and integrations together.
Product
Your PSP contracts stay yours. Exirom sits above them and controls how payment traffic flows across providers based on your routing, risk, cost, and availability rules.
Routing, cascading, retries, risk logic, provider selection, method display, limits, and monitoring. Every decision layer that impacts approval rate, cost, and operational resilience.
No. Exirom is infrastructure only. You keep your PSP relationships, acquiring setup, merchant portfolio, and economics.
Yes. Route payouts across supported providers with unified status tracking and provider-level visibility.
Cards, wallets, bank transfers, and local methods. Availability depends on the providers you connect.
Yes. We work with your finance and BI teams to automate reports around the formats they use. Data sources, calculations and review steps are agreed for each workflow.
No. Branding and environment setup get the ready platform live in days. Tailored finance, BI and support automation is developed while you use it.
Technical
The ready core platform goes live in a few days through branding and environment setup. We work on tailored automation with your teams while you are live. Any new provider connections or external-system work are scoped separately.
Traffic can be rerouted automatically based on your logic, provider health, limits, and transaction attributes. No manual action is required for configured failover paths.
Payment cascading retries eligible soft declines through another provider or route according to your rules. It is designed for recoverable failures, not for forcing transactions that should be blocked.
Yes. Native 3DS2 with dynamic application based on issuer and risk signals.
Exirom has observed 99.99% platform availability across live operations. Contractual uptime commitments are defined during onboarding.
Security & Compliance
Yes. PCI DSS Level 1 infrastructure with tokenization and secure data handling.
No. Exirom does not hold merchant funds. Funds flow through your connected providers and merchant relationships.
Yes. EU-based infrastructure with strict data access and processing controls.