Finance, Excel & Invoicing
Prepare recurring reports and invoice outputs with your finance team’s formats and review steps.
E-Commerce Payments
Recover More Eligible Declines at Checkout
Intelligent routing to suitable providers, local payment methods by region, and recovery paths for eligible soft declines. Fewer abandoned carts, more completed sales.
70%
Carts abandoned globally
2M+
Monthly transactions
Real
Local payment coverage
Operator Scenario
Cross-border checkout fails when local methods and provider routes are not managed together.
Exirom helps payment teams surface relevant methods, route transactions through suitable providers, recover eligible soft declines, and keep reporting consistent across regions.
The Reality
What E-Commerce Operators Actually Deal With
Declined Transactions = Lost Sales
Recoverable checkout declines can turn into lost customers when a single-PSP setup has no routing or retry path.
10% of checkout failures are due to missing payment methods
Regional Methods Are Missing
Brazil wants Pix. India wants UPI. Canada wants Interac. If your checkout does not offer relevant local methods, conversion drops immediately.
Local acquiring can reduce cross-border fees by 59%
Multi-Currency Complexity
Selling across borders means FX margins, settlement currencies, and reconciliation across multiple providers. Manual processes break at scale.
Checkout Friction Kills Conversion
Every extra step, every redirect, every slow-loading page costs customers. 18% of cart abandonment is caused by checkout friction alone.
18% of abandonment is checkout friction
How It Works
Three Steps. One Integration.
01
Customer Hits Checkout
Localized payment methods auto-surface by region and device. Your branded UI, hosted or embedded.
02
Route to Best Provider
Each transaction routes to the highest-performing PSP based on region, card type, approval history, and cost.
03
Recover on Decline
Eligible soft declines can cascade to the next provider according to your routing rules and provider responses.
Capabilities
What You Get
Real-time optimization
Intelligent Routing
Route each transaction to the best-performing provider. Optimize by approval rate, cost, region, or BIN. Real-time decision engine.
Auto-surfaced by geo
Regional Payment Coverage
Open Banking, Pix, UPI, Interac, BLIK, Multibanco, Apple Pay, and Google Pay. Auto-surfaced by customer location and device type.
Daily ECB rates
Multi-Currency Settlement
Accept in any currency, settle in yours. Transparent FX margins with daily ECB rates. Full visibility in the dashboard.
Hosted or embedded
Branded Checkout
Hosted payment page or embedded SDK. Your domain, your branding. 3DS2 built in. Mobile-optimized. No redirects away from your site.
Automated matching
Cross-Provider Reconciliation
Automated fee calculation, transaction matching, and settlement reconciliation across all providers. No more spreadsheets.
CNP-optimized
Chargeback & Fraud Controls
Velocity rules, device fingerprinting, CNP-specific fraud patterns. Configurable per merchant, per region.
Compliance-Ready
PCI DSS Level 1 certified3DS2 authentication built inGDPR-compliant data handlingConfigurable fraud rules per merchant
Why Us
Why Exirom, Not Another Orchestrator?
No Acquiring Conflict
We route to what performs best, not what earns us interchange. No hidden incentives in routing decisions.
Bring Your Own PSPs
Your Stripe, Adyen, or local acquirer contracts stay yours. We add the orchestration layer.
E-Commerce-Specific Routing
CNP transactions, recurring billing, and one-time purchases all route differently. Built for your vertical, not generic.
From Sales Calls
Questions E-Commerce Operators Ask Us
How much does smart routing actually improve approval rates?
Results depend on your provider mix, markets, and traffic patterns. We show routing performance and recovery impact in real time.
Can we keep our existing Stripe/Adyen integration?
Yes. We layer on top. Your existing PSP contracts and credentials stay. We add routing, cascading, and failover.
How does local payment method surfacing work?
The checkout detects customer location and device, then auto-surfaces the most relevant supported methods, such as Pix in Brazil, UPI in India, and Interac in Canada.
What about recurring payments and subscriptions?
Full tokenization support. Failed recurring charges cascade to alternative providers automatically. Reduce involuntary churn.
Explore the Work Your Platform Can Automate
Start with your branded platform in days. Bring finance, BI and support teams into the same conversation as you add tailored automation while live.
Business Intelligence
Define useful metrics and investigate payment performance with a shared view of the data.
CRM & Customer Operations
Connect customer context to support work and automate repeated handoffs with your teams.
Payments remain part of the same platform. Explore payment orchestration and configurable payment risk controls.
Stop Losing Sales at Checkout
See how intelligent routing and local methods recover revenue from declined transactions.